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Do you have bad credit? If so, then you know how absolutely soul destroying it can be. It can take a formerly happy person and suck every single ounce of joy from their lives. It can affect your sleeping patterns, your health and of course your financial independence.

It’s such a humiliating thing, to be refused something on the grounds of bad credit. Companies have a habit of making you feel two feet tall for simply having credit not matching their standards, when it’s entirely like your bad credit arose from something that wasn’t even your fault!

It’s a truism, that no matter how much money you have in the bank, if you have bad credit, you’re going nowhere fast.

Sound like you?